Income Protection Insurance | Zurich

Income Protection Plan

Our Income Protection Plan may be right for you if you need a regular income to replace some of your earnings if you can't work because of illness or injury, whether you're employed or self-employed. It may also be right for you if you have a business where the loss of a key person, due to illness or injury, will affect your ability to generate income and profit.

Our plan offers:

Next steps

Find out more about this plan’s features aims and risks

Bundle of letters

Compare our life plans

Here’s a snapshot of the main features and benefits of each of our life insurance plans.

​Features Level Protection Plan Decreasing Mortgage Cover Plan Income Protection Plan Adaptable Life Plan
    Plan details
Plan details
Plan details
Plan details
Apply online Yes
Yes
No
(apply through financial adviser)
Yes
Pays out when you die (1) Yes Yes  No Yes
Add critical illness cover (2) Yes  Yes No No
Includes terminal illness (3) Yes  Yes No Yes
Type of cover Stays the same or can increase Decreasing in line with mortgage Stays the same or can increase Stays the same or can increase
How long does cover last? Selected number of years Selected number of years Selected number of years Throughout lifetime
Access to counselling services (4)
Yes Yes Yes Yes

(1) Life insurance pays out if you die during the plan's term.

(2) You can add critical illness cover to your life insurance. Critical illness cover pays out if you were diagnosed with a critical illness as defined in your plan's key facts document.

(3) If you are diagnosed with a terminal illness during the plan's term and not expected to live for more than 12 months, your life insurance will pay out.

(4) We offer a range of confidential telephone based customer counselling services surrounding basic lifestyle events – such as legislative and taxation enquiries, family and work-related issues including relationship problems, financial difficulties, stress and anxiety, substance abuse and bereavement.

Find a financial adviser

We can't give you advice but we can help you find a financial adviser and give you some hints on how to prepare for your first visit:

 

Unbiased Logo

If you don't currently have a financial adviser, you can find one near you at: unbiased.co.uk


[Zurich is not responsible for the content of external websites]

 

Or you can read reviews of financial advisers at: vouchedfor.co.uk


[Zurich is not responsible for the content of external websites]