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Contract works (Construction)

Cover for all risks protection for materials usually referred to as "contract works".

Cover includes owned and hired-in contractors' plant and employees' personal tools and effects.

Significant features and benefits:

  • All Risks’ cover for contract works on site up to handover and 14 days thereafter where required by contract.

  • Transit to or from the contract site (other than by sea or air).

  • Up to 12 months restricted cover following handover during the maintenance or defects liability period where required by contract.

  • ‘Free issue materials’ for which the Insured is contractually responsible.

  • Contract works stored away from contract site.

  • Completed properties awaiting sale for up to three months after completion.

  • Indemnity to principal where required by contract conditions.

  • Waiver of subrogation against sub-contractors where required by JCT contract conditions.

  • Expediting expenses.

  • Debris removal.

  • Professional fees.

  • Cost of clerical labour and materials for redrawing plans.

  • Completion of a proposal form is not required.

Optional covers available:

  • Owned contractors’ plant at any location in the UK.

  • Insured legal liability under hiring conditions for hired-in plant.

Please contact your broker for further information


Policy Documentation

   Contract Works Construction Policy Summary

   Contract Works Construction Policy

Contact us

By phone:

Northern office - 0161 952 8820

Central and Southern office - 0800 432 0136

By email:

By post:

Zurich Engineering
6th floor
20 Colmore Circus
B4 6AT