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Get insurance for your charity, club or society from £89

Protecting a charity or a not-for-profit organisation is a big responsibility, and when you go back to your committee with a recommendation on insurance, we know that you need to feel confident you have the right cover.

That’s why we provide you with two simple routes to choose the right cover for your charity.

Our £89 fixed price package

Our fixed price package is designed for not-for-profit organisations with an annual income under £100,000. The package includes the below:

£5m Public Liability (includes cover for volunteers)

Personal Accident

£10m Employers Liability

£25,000 Contents Cover

Cover for money on premises or in transit

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Call us to tailor your cover

If your requirements are complex, or your organisation’s turnover is above £100,000, we offer tailored cover over the phone. As well as Public and Employers’ Liability, you can choose from:

Trustee Indemnity

Buildings and Contents

Motor cover

Hirer’s Liability

Business Interruption and much more

To request your tailored quote, call us

0800 917 9420

Or request a call back

Cover types explained

Our package cover includes:

Public liability

Provides protection against claims made against you in the event of injury or property damage. Volunteers working for a charity are also covered under this insurance.
Personal accident

Provides a financial payment to you, which you can choose to give to your volunteers, employees or directors if they are accidentally injured while performing their duties.
Employer's liability

Protects you if you are found legally liable for causing an injury to an employee whilst they are carrying out their work duties.
Contents cover

Covers items used inside a not-for-profit organisation’s premises such as office equipment, furniture and tools.
Money cover

Protects the not-for-profit organisation in the event money is stolen or damaged whilst under the supervision of employers or volunteers. This covers money kept in safes or in transit to a bank and includes notes, coins, cheques, postal orders and postage stamps.

Our tailored cover includes all of the above, with the option to add more covers, including:

Buildings cover

Protects buildings owned by a not-for-profit organisation against damage from risks such as fire, flood or malicious acts.
Business interruption

Protection for loss of gross revenue, additional expenditure or loss of rent caused by damage to your buildings.
Trustee indemnity / Directors and Officers (included under Financial and Administrative Liabilities)

Protects your directors and trustees who could be held personally responsible for financial loss or reputational damage to your organisation. Cover can also be extended to include Corporate liability (for financial losses arising from your business) and Crime cover (to protect against dishonesty of employees or volunteers and for theft of funds by fraudulent transfer by third parties, forgery and counterfeiting).
Motor cover

Protection if your organisation owns or leases any vehicles. Our Motor insurance will cover any driver of a legal age and any mileage.
Hirer's liability

If the people hiring your premises don’t have their own Public Liability insurance, this cover enables you to protect against the cost of repairs if they damage your property whilst they are hiring it.

For full cover information, read the summary of cover.

Zurich Charity insurance - how it works

Find out right away if our package is right for you by answering a few questions about your not-for-profit organisation

Buy online for a guaranteed price of £89 per year, with no hidden fees or extras, and be covered right away. And remember, if you have any questions at any time, just give us a call.

If you answer a question online that means our package is not for you, that’s no problem. Just give us a call, or request a call back and we’ll be happy to help.