Why would I need this cover?

Hirers’ Liability insurance provides protection to the customers of organisations who hire out their premises.

It gives the hirer cover against accidental damage to third party property and compensation for accidental injury to third parties.

Our Hirers’ Liability Insurance does not cover hiring the premises for commercial or political use. Nor is it intended to provide additional cover to organisations hiring the premises that already have their own Public Liability cover.

For example:

A charity allows local community groups to hire a meeting room, for a nominal fee, in order to hold their AGMs and training sessions. Some of these groups will have insurance and some will not. The charity decides it best to purchase Hirers’ Liability cover for those without Public Liability insurance rather than leaving them without protection.

For more information about Hirers Liability insurance or to hear more about our charity insurance, please feel free to contact our friendly team on 0800 917 9420 or email enquiries@zurichtogether.co.uk.