Personal Accident and Business Travel | Zurich Insurance

Personal accident and business travel

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Our group personal accident insurance is flexible — as the insured company, you can decide whether you would like to use the lump sum benefit to cover your business costs e.g. recruitment costs; or to pass the benefit onto the employee and their dependents.

With our business travel insurance, we aim to help provide you with peace of mind that your employees are covered, wherever they may be and whatever they may encounter, as your business broadens its global horizons.

What we cover

Personal accident

  • Dismemberment

  • Loss of sight

  • Permanent total disablement

  • Permanent partial disablement

  • Temporary total and temporary partial disablement   

  • Loss of hearing

  • Loss of speech

  • Catastrophic injury rehabilitation

Business travel

  • Overseas medical expenses

  • Expenses and repatriation

  • Personal property

  • Money

  • Business equipment

  • Cancellation, curtailment and rearrangement expenses

  • Replacement expenses

  • Travel delay

  • Excess car-hire waiver

  • Personal security expenses

  • Personal liability

  • Legal expenses

  • Political and natural disaster evacuation

  • Kidnap - consultant's costs

Have you thought about


Protect your employees and your fleet on a conventional, or bespoke, basis.


A wide range of policies to meet the needs of any business relying on plant, machinery and computers, with inspection services to ensure safety.

Get a quote

Please contact your broker for more information