This cover gets you up to £100,000 in legal representation for all named drivers on your policy in the event of an accident that's not
your fault.

It can be used to recover any costs not reimbursed by your car insurance. You'll also receive help to defend your legal rights if an accident leads to prosecution.

This cover provides up to £30,000 for you or your passengers in the event of death, loss of limbs or damage to sight or hearing following an accident in your car or while getting into or out of it.

Please note, insured people under the age of 16 will only receive £7,500 in the case of accidental death and underwriters are not liable to pay out on a claim if the insured person is aged 80 or over on the day of the accident.

Our personal accident cover is provided by Ultimate Insurance Company Limited.

This cover will provide you with a replacement car for up to 21 days if your car is written-off or stolen and not recovered. All named drivers on your policy aged between 18-79 with a full UK licence can use the car and are covered for up two claims per policy.

Add this to cover the reimbursement of a policy excess you have to pay following an accident. This does not cover windscreen excesses.

You can make unlimited claims up to your chosen coverage limit. The coverage limits available are: £300, £500 or £750 per excess.

With this add-on you can protect your no-claims discount and make two claims in five years without affecting it. 

Protected no claims discount does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

This cover gets you up to £2,500 lock and key replacement for your car, home and office. Locksmith charges are included. If your car keys are lost or stolen, we'll also cover the cost of a hire car for three days or your onward transport.