Office and Surgery

From accountants to dentists, protect your business premises

  • Appetite

    • Accountants
    • Estate agents
    • Solicitors
    • Surveyors
    • GP Surgeries
    • Vets
  • Highlights

    We’ve got all the standard covers you’d expect but here’s where our covers really excel:

    • We offer two types of Business Interruption cover:
      • We can cover the increased cost of working up to £250,000
      • or
      • We will pay for your loss of income up to £7.5million per location

    • We will provide legal expenses of an appointed representative up to £100,000 for a number of legal disputes following an insured incident including employee disputes and criminal proceedings
    • If during the course of business, a director, business partner or essential employee dies or sustains an injury which means they can’t perform their usual duties we will pay reasonable expenses incurred by you up to £10,000
    • If you acquire a new premises, our SME policy will cover your buildings and contents at this location up to a maximum of £500,000 or 10% of the sum insured, as long as you tell us as soon as reasonably possible and the business is similar to that which you already have insured
    • We will cover you for equipment breakdown, including computers
    • If your medical bag is lost or damaged, we will pay up to £500 per bag up to a maximum of 20 bags
    • We have a wide range of optional covers such as Professional Indemnity (for certain trades), Personal Accident and Business Travel, Directors and Officers and Employee Dishonesty
  • Documents