Hair and Beauty

Scrub up with our tailored cover

This policy provides packaged cover for Hair and Beauty Salons. Buildings, contents and stock are insured for Accidental Damage ‘All risks’ as standard.

  • Appetite

    • Barbers
    • Beauticians
    • Beauty Salons 
    • Beauty Therapies
    • Hairdressing

    Note: Cosmetic procedures and solarium are excluded.

  • Highlights

    We’ve got all the standard covers you’d expect but here’s where our covers really excel:

    • If you lose any income following an incident that you are insured for under the policy at your premises we will pay you the shortfall up to £2million per location up to 10 locations over a 24 month indemnity period
    • If you cause accidental bodily injury from the treatments you provide, we will cover the legal liability of a claim
    • If during the course of business a director, business partner or essential employee dies or sustains an injury which means they can’t perform their usual duties we will pay reasonable expenses incurred by you up to £10,000
    • If an employee wins the lottery and leaves the company without notice, we will pay reasonable expenses incurred by you up to £10,000
    • If you acquire a new premises, our SME policy will cover your buildings and contents at this location up to a maximum of £500,000 or 10% of the sum insured, as long as you tell us as soon as reasonably possible and the business is similar to that which you already have insured
  • Documents