Scrub up with our tailored cover
This policy provides packaged cover for Hair and Beauty Salons. Buildings, contents and stock are insured for Accidental Damage ‘All risks’ as standard.
- Beauty Salons
- Beauty Therapies
Note: Cosmetic procedures and solarium are excluded.
We’ve got all the standard covers you’d expect but here’s where our covers really excel:
- If you lose any income following an incident that you are insured for under the policy at your premises we will pay you the shortfall up to £2million per location up to 10 locations over a 24 month indemnity period
- If you cause accidental bodily injury from the treatments you provide, we will cover the legal liability of a claim
- If during the course of business a director, business partner or essential employee dies or sustains an injury which means they can’t perform their usual duties we will pay reasonable expenses incurred by you up to £10,000
- If an employee wins the lottery and leaves the company without notice, we will pay reasonable expenses incurred by you up to £10,000
- If you acquire a new premises, our SME policy will cover your buildings and contents at this location up to a maximum of £500,000 or 10% of the sum insured, as long as you tell us as soon as reasonably possible and the business is similar to that which you already have insured