We use cookies to provide you with a responsive service to make your experience of our website(s) better. Please confirm that you agree to our use of cookies in accordance with our cookies policy. By continuing to use our website we will assume that you are happy to receive non-privacy intrusive cookies. Please be aware that if you disable cookies some functionality on the site will not work.

Alternatively, read our cookies policy to find out more about our cookie use and how to disable cookies.

Accept and continue


  • Trades
  • Professions
  • Skilled Workers


We've got all the standard covers you'd expect but here's where our covers really excel:

  • Should your business be legally liable for personal injury to a third party or damage to third party property as a result of your business activities or a product you have supplied, we provide cover up to £2million as standard with the flexibility to increase up to £10million if required.
  • Should you cause any accidental pollution or contamination we provide environmental clean-up costs up to £1million as standard.
  • If an insured loss does occur to your business we will cover the Legal Expenses, up to a maximum of £100,000.
  • If you are liable to pay compensation due to any act of Libel or Slander, we will pay your costs up to a maximum of £250,000.
  • If you suffer a serious accident or injury at work, our optional Personal Accident cover will provide financial help up to a maximum of £120,000 for any one insured person.
  • Contractors All Risks cover is available for selected trades with optional covers including contract works, owned plant and hired in plant.
  • We provide further flexible covers including Professional Indemnity (and Electrical Wiring Certification for appropriate trades), Employers’ Liability, Specified and Unspecified Items All Risks, Terrorism and Business Travel insurance under the same policy.


Sales Aid

pdf icon   Zurich's SME Proposition

Policy Documentation

pdf icon   Trades & Professions Policy Document

pdf icon   Trades & Professions Policy Summary


Get a ZTrade
SME Quote

Get a Zurich Indicative Price for SME Insurance on ZTrade now.


Everything you need to know about our SME offering in one place:

News & insight

Visit Zurich Insider for the latest insight, views and opinions from Zurich.