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ZTrade Appetite

  • Accountants
  • Estate agents
  • Solicitors
  • Surveyors
  • GP Surgeries
  • Vets

ZTrade Highlights

We’ve got all the standard covers you’d expect but here’s where our covers really excel:

  • We offer two types of Business Interruption cover:
    • We can cover the increased cost of working up to £250,000
    • We will pay for your loss of income up to £7.5million per location.
  • We will provide legal expenses of an appointed representative up to £100,000 for a number of legal disputes following an insured incident including employee disputes and criminal proceedings.
  • If during the course of business, a director, business partner or essential employee dies or sustains an injury which means they can’t perform their usual duties we will pay reasonable expenses incurred by you up to £10,000.
  • If you acquire a new premises, our SME policy will cover your buildings and contents at this location up to a maximum of £500,000 or 10% of the sum insured, as long as you tell us as soon as reasonably possible and the business is similar to that which you already have insured.
  • We will cover you for equipment breakdown, including computers
  • If your medical bag is lost or damaged, we will pay up to £500 per bag up to a maximum of 20 bags
  • We have a wide range of optional covers such as Professional Indemnity (for certain trades), Personal Accident and Business Travel, Directors and Officers and Employee Dishonesty.

ZTrade Documents

Sales Aid

pdf icon   Zurich's SME Proposition

Policy Documentation

pdf icon   Office and Surgery Policy

pdf icon   Office and Surgery Policy Summary


Non-ZTrade Documentation

Policy Documentation

pdf icon   Office Policy

Get a ZTrade
SME Quote

Get a Zurich Indicative Price for SME Insurance on ZTrade now.


Everything you need to know about our SME offering in one place:

Our claims service

To report all Commercial Lines claims, please call
0800 302 9055

» Our claims service and expertise

News & insight

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