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ZTrade Appetite

  • Building and associated trades
  • Retail trades
  • Claim free
  • Comprehensive cover
  • Conviction free
  • Drivers aged between 30 and 60
  • Maximum No Claims Discount
  • Vehicle age less than 5 years old
  • Vehicle value up to £59,999
  • Vehicle weight up to 7.5tonnes (own goods only)

ZTrade Highlights

We’ve got all the standard covers you’d expect but here’s where our covers really excel:

  • When the vehicle is damaged and repairs will cost 50% or more of the list price, we will provide a new replacement like for like.*
  • We cover the vehicle up to 7 tonnes (gross vehicle weight) Europe wide (EU and associated countries) automatically.
  • We provide an uninsured loss recovery service and motor prosecution defence up to £100,000 under the policy automatically.
  • We will provide a like for like courtesy vehicle up to 3.5 tonnes (not including specialised vehicles like refrigerated vans) while your vehicle is being repaired.

* Please refer to policy wording for full eligibility criteria

ZTrade Documentation

Policy Documentation

pdf icon   Commercial Vehicle Policy

pdf icon   Commercial Vehicle Policy Summary

Policy documentation with a new business or renewal date effective from 29th April 2017

pdf icon  Commercial Vehicle Policy

pdf icon  Commercial Vehicle Policy Summary

pdf icon  Insurance Act Notice to Policyholder 

Non-ZTrade Documentation

Policy Documentation

pdf icon   Goods Carrying Commercial Vehicle Policy

pdf icon   Goods Carrying Commercial Vehicle Policy Summary

Get a ZTrade
SME Quote

Get a Zurich Indicative Price for SME Insurance on ZTrade now.


Everything you need to know about our SME offering in one place:

Our claims service

To report all Commercial Lines claims, please call
0800 302 9055

» Our claims service and expertise

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