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Our policy conveniently combines your business’ main insurance needs (material damage, business interruption, employers' and products liability) in one policy. Plus we offer extra cover for book debts, money and goods in transit.


Material Damage

Cover for the material property of a business. Two basic levels of cover are available: defined perils or All Risks.


Book Debts

Cover for outstanding balances that cannot be collected as the records have been damaged or destroyed by an insured loss under the Material Damage cover (optional extension to business interruption). 


Business Interruption

Compensates for lost earnings and pays increased cost of working to help the business return to a normal trading position as quickly as possible following an insured loss.


Public Liability

£5m limit of indemnity for Public and Products Liability (PL) in case a member of the public makes an allegation against the business.




Policy Documentation

pdf icon   Combined 'All Risks' Policy

For more information

Speak to your Zurich Account Executive and start building bespoke cover today.

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