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Our SME products

Our comprehensive protection helps SMEs and Brokers grow together. We offer a wide range of products to cater for a wide range of SMEs including:


» Shop

» Hair and Beauty

» Pub and Restaurant

» Trades and Professions

» Office and Surgery

» Commercial Property Owners

» Residential Property Owners


» Commercial Car

» Commercial Vehicle

» Small Fleet


» Personal Accident and Business Travel

» Directors and Officers

» Professional Indemnity

» Combined



Buy our products through ZTrade and Acturis

We offer 13 tailored SME products on ZTrade to help protect your customers, click here to view our products and appetite.

You can also quote, buy and renew SME Property Owners, Shop and Salon, and Trades and Professions on Acturis.
Click here to read more about these products.


Latest offers on ZTrade

Click here to view our latest offers on ZTrade



Great reasons to choose Zurich for SME


Complete protection as standard

Our SME Package products offer complete protection to give both you and your customer peace of mind. Our robust covers can be altered to protect each niche SME business, for example employers liability can easily be added to a commercial property product if the customer employs a cleaner or caretaker.


You set the commission strategy

Increase the flexibility of your business strategy by controlling the commission you receive on ZTrade or Acturis, which could help you to win more business or increase your revenue.


A wide range of products to fit your SMEs needs

Our extensive suite of products covers a range of SMEs. With products available on ZTrade and Acturis it couldn’t be easier to quote buy and renew SME business with us.


Expert claims team

We mobilise claims support fast and are committed to taking ownership and accountability in order to get SMEs back to business quickly. We make 90% of payments within 3 days of agreement or sooner if it’s an emergency.


Delivering your promises

Our stance on the Insurance Act can give you real peace of mind that we will be fair - so you can deliver on the promises you make to your customers.

Complete protection on ZTrade

Watch our video to find out why it couldn’t be easier for brokers to quote, buy and renew tailored SME insurance on ZTrade

Click to Watch


5 additional products on ZTrade

Watch our video to discover the benefits of each of our new products

Click to Watch


How to create a small fleet quote

Our video shows how quick and easy it is to obtain a small fleet quote using ZTrade

Click to Watch


ZTrade guides and FAQs

Click here to view ZTrade Frequently Asked Questions, or click on the videos below for How to Guides on ZTrade:


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