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At Zurich Private Clients our philosophy is simple – we treat every client as an individual and tailor everything we do to meet his or her specific needs.

We achieve this through each customer having a dedicated high net worth underwriter, by visiting your client to establish first-hand the types and levels of cover they require, and by always settling claims in the way that suits them best.

» About Zurich Private Clients


Our products

We've worked hard to understand the risks that affect your clients and have established cover that addresses these risks to provide the protection they require and expect.

We can arrange home, motor, travel and yacht insurance for your clients, providing high quality cover for all of their most valued possessions.

Ultimate Travel and Ultimate Exclusive Travel are enhanced extensions to the core Home products.

Ultimate Home

Key benefits

Contents
Worldwide all risks warranty free cover, new acquisitions covered up to 25% of total sum insured, unlimited business property cover.

 

Buildings
All risks cover including accidental damage, unlimited trace and access, up to £2,500 for 'green' rebuilding products.

Fine Art and Jewellery
Worldwide all risks warranty free cover, new acquisitions covered up to 25% of total sum insured, death of artist cover up to 200% of value for specified fine art.

 

 

Liability
Up to £10m for property owners / occupiers / personal / domestic employers liability and £50,000 credit card protection and specialist golf cover up to £750 for hole in one.

Travel
Ultimate Travel is an extension to our Ultimate Home product and includes the following enhancements:

No pre-screening required for existing medical conditions, large loss excess waiver mirroring that of the household policy (£25,000), Hospital Benefit of £100 per day up to £1,500 and Cancellation and Curtailment cover with a limit of £15,000 per person (maximum payment per family of £100,000), Specialist golf cover up to £750 for equipment hire and £2,000 for golf expenses incurred due to an accident/sickness.



Documents

Policy and policy summary documents

pdf icon   Ultimate Home Policy Document

pdf icon   Ultimate Home Summary of Cover


Broker Collateral

pdf icon   Ultimate Travel iGuide

pdf icon   Ultimate Travel Broker Handout

Ultimate Exclusive Home

Available through selected partners for clients with more than £500,000 contents and valuables sum insured, our Ultimate Exclusive Home policy has the following additional benefits:

Key benefits

Contents
Worldwide all risks warranty free, new acquisitions covered up to 25% of total sum insured, unlimited business property cover. Cover for valuables covered within contents up to £10,000.

 

Liability
Up to £10m for property owners / occupiers / personal / domestic employers liability, £50,000 credit card protection, specialist golf cover up to £1,000 for a hole in one and £2,500 sponsorship cover.

Fine Art and Jewellery
Worldwide all risks warranty free cover, new acquisitions covered up to 25% of total sum insured, up to 30 days cover and £50,000 for jewellery removed from a bank, enhanced replacement cover for specified fine art.

 

Buildings
Unlimited replacement cover subject to survey, unlimited alternative accommodation, unlimited trace and access, unlimited loss of oil/gas/metered water.

Travel
Ultimate Exclusive Travel is an extension to our Ultimate Exclusive Home product and includes the following enhancements:

No pre-screening required for existing medical conditions, large loss excess waiver mirroring that of the household policy (£10,000), Hospital Benefit of £100 per day up to £1,500, Cancellation and Curtailment cover with a limit of £25,000 per person (maximum payment per family of £100,000) and access to the Zurich Private Clients Web Portal and Mobile App, Specialist golf cover up to £750 for equipment hire and £2,000 for golf expenses incurred due to an accident/sickness.


Documents

Policy and policy summary documents

pdf icon   Ultimate Exclusive Home Policy Document

pdf icon   Ultimate Exclusive Home Summary of Cover


Broker Collateral

pdf icon   Ultimate Travel iGuide

pdf icon   Ultimate Travel Broker Handout

Motor

Key benefits

Vehicle Cover
Full business use as standard.
Fully comprehensive driving of other cars, for the policyholder and their spouse / partner named on the certificate of motor insurance.
Optional cover for any driver.
Misfuelling.

 

Additional Features
Accidental damage cover for up to 3 track day events upon request.
Cyber attack cover.
Valuations via Bonhams.
Hertz Gold Card Membership.
RAC Breakdown cover.
£20 million third party property damage.

Valuables
Up to £2,500 for personal property in or on the vehicle.
Up to £5,000 for luggage trailers.

 

 

European Cover
No restrictions on foreign use within territorial limits.

Documents

Policy and policy summary documents - Pre November 2016 New business and Renewed policies

pdf icon   Motor Policy Document

pdf icon   Motor Summary of Cover


Policy and policy summary documents - Post November 2016 New business and Renewed policies

pdf icon   Motor Policy Document

pdf icon   Motor Summary of Cover

pdf icon   Motor Customer Insert


Broker Collateral

pdf icon   Motor Sales Aid

pdf icon   Motor Brochure

For more information

Speak to your account executive or dedicated underwriter.
Alternatively, you can call us on 0800 302 9080
or email us at enquiries@zurichprivateclients.co.uk

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Yacht and motorboat insurance

Comprehensive cover from our specialist sister company, Navigators & General.

» Find out more








Our prospectus

For more information about our portfolio and expertise

phone icon  Our prospectus


 

The high net worth motor insurance market. What does it look like today? Click here to watch our video

New Travel product animation video


 

Click here to watch our animation video.

Document library

Browse our selection of risk insights

» more

Our claims service

Your clients can rely on our expertise and support whenever they need us.

» Our claims expertise

» Contact us


Stationery ordering

Order your stationery items

» more