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Navigators & General, a trading name of Zurich Insurance plc, provides insurance for all types of pleasurecraft with values up to £10 million and can provide online quotes and cover for small craft, dinghies, motor boats, sailing boats, narrow boats and inland boats.

For boats that are valued between £1 million and £10 million, there is our Prestige Insurance Policy.

Navigators & General also offers a Marine Combined insurance policy for UK marine trade businesses such as marinas, boat sales, hire fleets, boat builders and boat yards.


Product information and documents

Small craft

Key cover

Loss or damage whilst in transit by road, rail or sea, excluding Third Party Claims whilst in transit by road.

 

Racing risks cover for small sailing yachts.

 

Waterskiing at full Third Party limit of £3 million.

 

 

Use on Inland and Coastal Waters of Europe (up to 12 nautical miles offshore).

Loss or damage to personal effects for cabin craft.

 

Tenders automatically covered.

 

Documents

Policy and policy summary documents

pdf icon   Small Craft insurance Policy Wording

pdf icon   Small Craft insurance Summary of Cover

Proposal forms

pdf icon   Small Craft Proposal Form

Sailing boat

Key cover

£5million Third Party Liability cover as standard


 

Cover up to £500 for pet medical fees following an accident on board the vessel

Cover up to £50,000 for family and guests if hit by an uninsured vessel




 

Cover for reasonable cost of repair or replacement to machinery for up to 3 years, from new as standard, where evidence of routine maintenance undertaken

Tenders covered even when used independently of the main vessel



 

Non-fault excess waiver – no excess to pay where deemed not a fault and third party details are available

Documents

Policy and policy summary documents

pdf icon   Sailing Boat Policy Wording

pdf icon   Sailing Boat Summary of Cover

Broker Collateral

pdf icon   Sailing Boat iGuide

pdf icon   Sailing Boat Sales Aid

Proposal forms

pdf icon   Sailing Boat Proposal Form

Motorboat

Key cover

£5million Third Party Liability cover as standard


 

Cover up to £500 for pet medical fees following an accident on board the vessel

Cover up to £50,000 for family and guests if hit by an uninsured vessel




 

Cover for reasonable cost of repair or replacement to machinery for up to 3 years, from new as standard, where evidence of routine maintenance undertaken

Tenders covered even when used independently of the main vessel



 

Non-fault excess waiver – no excess to pay where deemed not a fault and third party details are available

Documents

Policy and policy summary documents

pdf icon   Motorboat Policy Wording

pdf icon   Motorboat Summary of Cover

Broker Collateral

pdf icon   Motorboat iGuide

pdf icon   Motorboat Sales Aid

Proposal forms

pdf icon   Motorboat Proposal Form

Sailing dinghy

Key cover

£3million third party liability.

 

 

Loss or damage whilst in transit by road.

Loss or damage to personal equipment.

 

New for old insurance on the mast, sails, and rigging.

Racing risks cover.

 

 

Use on Inland and Coastal Waters of Europe (up to 6 nautical miles offshore).

Documents

Policy and policy summary documents

pdf icon   Sailing Dinghy Policy Wording

pdf icon   Sailing Dinghy Summary of Cover

Proposal forms

pdf icon   Sailing Dinghy Proposal Form

Prestige

Key cover

Navigators & General expertise backed by the A+ (Superior) financial security of Zurich.

 

Global claims expertise with the benefits of immediate response and enhanced service levels from our network of specialist partners.

 

Protection for the vessel on an agreed value basis for vessels up to £10million.

 

Liability cover up to £10million.

Extended benefits for your customer, their family, the vessel, crew and liabilities under one policy as standard.

 

New higher limits for loss of charter income.

Extensive cover for personal effects and valuables.

 

Direct access to our dedicated and expert team.

Documents

Policy and policy summary documents

pdf icon   Prestige Policy Wording

pdf icon   Prestige Summary of Cover

Broker Collateral

pdf icon   Prestige iGuide

pdf icon   Prestige Sales Aid

Proposal forms

pdf icon   Prestige Proposal Form

Inland waterways

Key cover

£3million Third Party and Passenger Liability cover as standard.

 

Cover for theft of equipment from the outside of the boat, as well as from the inside.

Occasional houseboat use permitted.

 

Live-aboard and contents cover available.

Up to 30 days UK coastal use at no additional charge (subject to vessel being suitable and prior notice given).

 

Free personal accident cover for owner and guests onboard (up to £60,000 for any one event).

 

Documents

Policy and policy summary documents

pdf icon   Inland Waterways Policy Wording

pdf icon   Inland Waterways Summary of Cover

pdf icon   River Canal Rescue Breakdown Cover

Proposal forms

pdf icon   Inland Waterways Proposal Form

Commercial cover

Key cover

Property
The buildings and contents including stock and articles in the open on the premises.

 

 

 

 

 

Business interruption
Keeps the business going following damage, paying for the overheads, wages and profit that would have been earned. Can be extended for suppliers or customers in the UK or abroad or for loss of utilities, and lack of access.

All risks
To cover those items that travel with the client away from the premises to contract sites, exhibitions, business trips etc. Ideal for tools, laptops and other portable equipment.

 

Employers' Liability
Protecting the client's legal liability for the safety of their staff including both employed and labour only subcontractors.

 

Public and Product Liability
Protecting the client's business from potential legal liabilities through their activities or the products that they sell.

 

Money
Protecting the client's cash and other money from loss including compensation for anyone attacked when handling this.

Transit
Covering goods being transported whether belonging to the clients or to their customers. Both for own and hauliers vehicles.

 

Marine Hull Cover
Material damage cover for vessels that are used, operated, constructed or sold as part of the business.

 

Documents

Commercial Vessel

pdf icon   Commercial Vessel Policy


Marine Combined

pdf icon   Marine Combined Policy


New Commercial Documentation

pdf icon   Commercial Marine Whitepaper

pdf icon   Commercial Combined Summary



For more information

Speak to your account executive or call us on one of the following numbers:

Commercial insurance 01273 863 460

Pleasurecraft 01273 863 420

Or email us at underwriting@navandgen.co.uk

To discuss further business development opportunities or account consolidation, please contact:

Charles Knight | Tel: 01273 863 454 | Email: charles.knight@uk.zurich.com

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Contact us

get a quote

Commercial Insurance
01273 863460

Pleasurecraft
01273 863420

Existing business
01273 863430


Protection for your customers' boating adventures

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Click here to watch our video and find out eight reasons why you should place boat insurance with us.


Insurance Hound Q&A videos

Insurance Hound Q&A videos

Yacht club & sailing school proposition

Yacht club & sailing school proposition

Prestige proposition

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Our Enhanced Prestige Proposition

Yacht Club Broker Flyer


Our claims service

Your clients can rely on our expertise and support whenever they need us.

» Find out more

01273 863450
claims@navandgen.co.uk