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September 2014

The vote in Scotland to remain part of the UK may still bring some changes. We will work through the proposals and likely changes for increased devolution which follow and what they mean for our business.

This new world could affect many things across the board – in particular taxation, welfare and public spending. In turn, these have a direct impact on pensions, investments and public spending at the very least.

The deadline for change is likely to be sooner than had been proposed for full independence, which gives everyone less time to prepare, but we will keep our customers, employees and distribution partners informed along the way so there are no surprises.

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