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Inspection
  • Schedule/List of plant and location addresses
  • An indication of the size of major items of plant
  • Frequency of inspections or last inspection dates if known
  • Is the Written Scheme of Examination available for any statutory Pressure Systems?
  • Any insurance cover requirements and the sums insured required
  • Contact name and number for each site
Computer
  • Material Damage sum insured
  • Additional expenditure (increased cost of working & reinstatement of data) sum insured
  • Laptop/Portables sum insured & territorial limits required (our standard is worldwide)
  • Clients Business Description, Application of use
  • Existing levels of excess applicable
  • Previous insurance & claims history
Contractor's Plant (inc. Hired-In Machinery)
  • Clients Business Description
  • Description of plant and equipment to be covered
  • Total value of Owned Plant – advise if market value or new replacement value
  • Estimated value of annual hire charges
  • Limit required in respect of hired-in plant any one occurrence
  • Existing levels of excess applicable
  • Previous insurance & claims history
Contract Works (Construction/Machinery)
  • Clients Business Description
  • Description of the types of contract to be covered
  • Estimated annual turnover figure (or contract value if single contract policy required)
  • Limit for any one contract
  • Contract periods (average/maximum)
  • Total value of Owned Plant - advise if market value or new replacement value
  • Total value of Employees Tools and personal effects
  • Estimated annual hire charges for hired-in plant
  • Existing levels of excess applicable
  • Previous insurance & claims history
Machinery Movement
  • Clients Business Description
  • Type of Machinery to be covered
  • Total annual value of machinery to be moved
  • Limit required in respect of sum insured any one occurrence
  • Existing levels of excess applicable
  • Previous insurance & claims history
Machinery Sudden & Unforseen Damage
  • Clients Business Description
  • Description of items including age, capacity, manufacturer and work performed
  • Estimated total new replacement value of machinery
  • New replacement value of the largest item of machinery
  • Existing levels of excess applicable
  • Previous insurance & claims history
Machinery Loss of Profits
  • Clients Business Description
  • Description of machinery, including age, capacity, manufacturer and the work performed
  • Estimated annual gross profit figure
  • Time exclusion and indemnity period required by the Insured
  • Extent of cover – breakdown or sudden & unforeseen damage
  • Percentage which major items of machinery contribute to production
  • Are alternative working arrangements available – details of standby machinery
  • Maintenance & repair facilities
  • Estimated maximum period which the business is likely to be affected following an accident
  • Existing levels of excess applicable
  • Previous insurance and claims history
Deterioration of Stock
  • Clients Business Description
  • The type of stock to be covered and if any seasonal products
  • The total sum insured to be covered (this should be the maximum cost price of goods in store at any one time)
  • A what temperature is it stored and what is the tolerance above or below before it is spoiled
  • How many refrigeration units and at what locations?
  • If more than one is there sufficient spare capacity to enable transfer of stock from one unit to another on the same site
  • What are the maintenance arrangements
  • Existing levels of excess applicable
  • Previous insurance and claims history