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Material Damage and Business Interruption

Cover provides the company with financial compensation following an insured loss under the Material Damage policy. We offer two types of Material Damage cover:

  • Fire & perils
  • All risks (Fire & perils plus accidental damage from any other cause, subject to certain exclusions)

Premises Licence Insurance

For depreciation in value of the business' interest in the premises should the licence for the supply of alcohol be lost


Policy Documentation

Material Damage

pdf icon  Policy


Material Damage 'All Risks'

pdf icon  Policy


Material Damage and Business Interruption


pdf icon  Policy


Material Damage and Business Interruption 'All Risks'

pdf icon  Policy


Premises Licence

pdf icon  Policy


Our claims service

To report all Commercial Lines claims, please call
0800 302 9055

» Our claims service and expertise

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