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Features and benefits

Our insurance cover complies with the minimum terms and conditions set out by the ICAEW/ICAS, ACCA, ATT, CIOT and AAT. 

Zurich Professional & Financial Lines is also able to offer a comprehensive range of options for your professional indemnity insurance.  They include:

  • Extended cover in case you require a limit of indemnity over and above the mandatory requirement for your firm

  • Aggregate levels of cover allow you to choose between either an aggregate limit of indemnity of three times your limit on any one claim or, for an even greater reduction in premium, an aggregate limit of your limit of indemnity per claim. This option is not available to firms regulated by the ACCA or the AAT.

  • A range of excess levels delivering extra flexibility over premium

  • Our nil excess option which means you will pay nothing further throughout the year, regardless of how many claims you may have

  • Aggregate excess options to limit your potential liability to three times the amount of excess

  • Defence Reimbursement Cover to compensate you for time spent defending legal proceedings

  • Cover available for overseas offices

  • Unlimited Retroactive Cover to provide cover for claims that arise out of work undertaken in excess of six years prior to the effective date of the policy

  • Flexible Run-off Cover insures your firm after it has ceased practicing. This option is available for periods of 12 months, 24 months, 48 months and 72 months after the cessation of the practice