Frequently asked questions
You are certain to have questions before deciding where to place your Professional Indemnity insurance.
The policy may be cancelled at any time. Provided no claims or circumstances have been reported a pro-rata refund will be given from the date of cancellation.
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No. We do not require an insured to advise us every time an accountant or partner joins the firm. However, we would need to be notified in the event of any succession to the firm taking place or in the event of any significant change to the firm.
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Yes, locums are covered by the policy. If another firm is acting on your behalf as a "locum" (as is commonly the case with holiday cover for sole practitioners), your own insurance will respond to any claim arising out of the locum’s conduct, notwithstanding that the locum has insurance of its own.
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Run off cover refers to the cover that must continue after a firm ceases to trade. We do not sell run off cover as a stand-alone product.
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