Ultimate Home Valuables Insurance
As many of our clients are collectors of fine and decorative arts, period furniture and jewellery our insurance includes a broad range of specialist covers to protect your most precious possessions. The policy automatically includes:
Defective title cover
Cover for up to 10% of the total sum insured for fine art and antiques, subject to a maximum of £25,000, if you are found not to have good title to an item and are required to return it to the legal owner.
New acquisitions
Automatic cover for newly acquired items up to 20% of the total contents sum insured and up to 20% of the total sum insured for the relevant specific section under valuables cover, provided you advise us within 60 days of purchase.
Art Loss Register
The Art Loss Register has had considerable success in recovering and returning stolen works of art. If you have a piece of art stolen, we will add its details to the register free of charge.
Jewellery kept in a bank or safe deposit
Automatic cover for items noted on your schedule that are temporarily removed for up to 30 days in any period of insurance and up to £50,000 for any claim.
Agreed value for specified items
Automatically given for items under the valuables section for fine art and antiques with individual values of over £15,000 or other valuables with individual values of over £5,000, with the option to specify lower valued items if requested.