Valuables Insurance

As many of our clients are collectors of fine and decorative arts, period furniture and jewellery our insurance includes a broad range of specialist covers to protect your most precious possessions.  The policy automatically includes:

Agreed value for specified items

Automatically given for items under the valuables section for fine art and antiques with individual values of over £15,000 or other valuables with individual values of over £5,000, with the option to specify lower valued items if requested.

New acquisitions

Automatic cover for newly acquired items up to 20% of the total contents sum insured and up to 20% of the total sum insured for the relevant specific section under valuables cover, provided you advise us within 60 days of purchase.

Art Loss Register

The Art Loss Register has had considerable success in recovering and returning stolen works of art. If you have a piece of art stolen, we will add its details to the register free of charge.

Partial loss and depreciation

Partial damage can reduce the value of fine art and antiques. If this happens, we will pay for restoration work and the loss in value caused by the damage, up to the sum insured.

Defective title cover

Cover for up to 10% of the total sum insured for fine art and antiques, subject to a maximum of £25,000, if you are found not to have good title to an item and are required to return it to the legal owner.