Buildings Insurance

Our home insurance gives you unparalleled levels of protection for complete peace of mind.

As well as comprehensive cover which automatically includes accidental damage our buildings cover provides many additional covers which have been specifically developed for the needs of high value homeowners.  A selection of these are shown below:

Unlimited Buildings Replacement cover

Unlimited Replacement Cover can be provided if you have had a full independent valuation carried out within five years of the start of your policy or last renewal (whichever is the latter), unless any part of the buildings are grade 1 or grade A listed.

We also provide this cover following a visit to your home by one of our Client Managers

Unlimited Alternative Accommodation

Unlimited cover for you and your pets if your home cannot be lived in as a result of a covered loss or damage or if a civil authority prohibits you from living in our home as well as up to 2 years cover for rent you would have received (up to 5% of your buildings sum insured) for a home listed on your schedule if it cannot be lived in as a result of a covered loss or damage.

Gardens and landscaping

Up to 10% of your buildings sum insured and up to £2,500 for any one tree, shrub or plant provided not caused by storm or flood.

Locks and keys for alarms, safes, windows and doors

Unlimited cover for replacement following theft, loss or damage.

Tracing leaking oil, water or gas

Unlimited cover for the costs of finding a leak and any subsequent repairs as a result of any damage caused in tracing the leak.