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Trustee Investment Plan
The Zurich Trustee Investment Plan (the plan) enables you, as trustees of self-invested personal pensions or occupational pension schemes, to invest pension scheme money in Zurich pension funds. Your adviser will help you decide if the plan is right for your pension scheme and the funds chosen are consistent with the scheme’s risk profile.
You can find out about the plan's aims, risks and your commitments by selecting from the sections below.
What this plan is designed to do
- Allow a lump sum and/or regular payments.
- Provide you with a wide range of investment opportunities.
- Increase the value of the money invested over the medium to long term (5 to 10 years or more).
- Allow regular and one-off withdrawals.
What we ask you as trustees to do
- Make at least one single payment and/or a series of regular payments.
- Take advice to help you:
- review the pension scheme’s investment requirements
- check fund choices remain consistent with the pension scheme’s risk profile
- monitor how the investments are performing.
You need to take financial advice to make sure you understand the consequences of your decisions.
What you as trustees would need to be aware of if you apply for this plan
- The value of the plan can go down – what you, as trustees, get back is not guaranteed.
- If investment requirements change, the current fund choice may not continue to meet your needs.
- Over time, inflation will reduce the buying power of money. For example, if inflation is 2.5%, then in 20 years’ time, £10,000 will buy only the same as £6,100 buys today.
- The level of risk and performance differ depending on the funds chosen.
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