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Why plan for retirement?

Whether your retirement is years away, or just round the corner, if you want to help secure your financial security in retirement you need to start planning for it.

After all, retirement is a time when you’ll want to enjoy life, not worry about money. 

 

Understanding pensions

 

Elderly retired lady living on a pension

What is a pension?

A pension or a retirement savings plan is a long-term investment (ten years or more) that aims to build a fund for your retirement in a tax efficient way. This can be used to provide you with an income when the pay packets stop – your pension.

Why you need a pension image

Why do I need a pension?

Keeping up your lifestyle throughout retirement costs money. How will you manage when the pay packets stop?

Piggy Bank Savings

When should I start saving?

While there are very good reasons to start saving for your financial future as soon as possible, it’s never too late to start planning for your retirement, as something is generally better than nothing.

Pensions calculator

How much will I need in retirement?

Whatever your retirement plans are you need to make
sure you have enough money. But how much is enough?

How to buy our plans

All our plans must be purchased through a financial adviser.

They will help you through the process, gathering all the correct information and making it as easy as possible.

Please bear in mind you may have to pay for any work an adviser does for you.

» Find a financial adviser

» Things to consider before you speak to a financial adviser

 

Looking for advice

If you would like help making decisions, please speak to your financial  adviser. Bear in mind, you may have to pay for any work an adviser does for you.

Find a financial adviser

If you are looking for an independent financial adviser in your area, visit unbiased.co.uk

» Things to consider before you speak to a financial adviser

 

Your privacy is important to us - data protection

Our Data Protection leaflet tells you why we ask you questions, what we do with the information you give us and how we protect your privacy. It also explains your rights under the Data Protection Act 1998.