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Why do I need life insurance?

Life insurance is all about protecting the future financial security for you and those closest to you.

Protect your loved ones if you die

Life insurance is designed to protect your family or other dependants from the financial consequences of your death.

By having the right amount of insurance, you are taking an important step towards making sure that the people you care about – and who depend on you financially – will not face major money worries if you die.

Protect you and your loved ones if you suffered a serious illness

Critical Illness insurance aims to provide the same security and peace of mind for you and your family – but this time against the financial effects of you being diagnosed with a serious illness.

Protect you and your loved ones from loss of income

Income Protection insurance provides a financial safety net if you are unable to work through serious illness or accidental injury.

Plan for your future

The best way to protect your loved ones is by making your own financial protection arrangements in good time. Your financial adviser will be able to help you put plans in place to ensure that money is available when you or your family need it most.

Looking for advice

If you would like help making decisions, please speak to your financial adviser. Bear in mind, you may have to pay for any work an adviser does for you.

Find a financial adviser

If you are looking for an independent financial adviser in your area, visit


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