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The type of house you live in and your postcode will always affect your insurance. You can’t help that. But if you’re interested in getting the cheapest home insurance you can, there are some things you can do that could help bring your premiums down.

  • This might sound like an odd tip coming from an insurance company, but try shopping around for the cheapest home insurance. Insurance comes in different shapes and sizes and not all will have the exact cover you need. Our approach is to offer a simple policy, with extras like accidental damage or garden cover if you need them. So effectively, you choose your premiums
  • Another way to lower your premiums is to increase your voluntary excess. We have a £100 policy excess, which is the amount you have to pay with every claim (other excesses apply). Increasing this amount may help to reduce your premium.


Conditions apply. UK residents only

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