Whether you choose buildings insurance, contents insurance, or both, you can be sure of one thing, if the unexpected happens we won’t create an unnecessary fuss. What’s more if you buy both your buildings and contents insurance together, you’ll get a 50% discount off your contents insurance.

 

Building Insurance

Zurich's buildings insurance goes further than you may expect, giving you greater protection and peace of mind. Our standard cover gives you up to £500,000 to rebuild your home and protects you against:

• Subsidence, landslip and ground heave (that's when land rises) of the site that your buildings stand on
• Water damage caused by burst pipes and tank leaks
• Damage caused by fire, explosion, lightning and earthquake
• Damage caused by falling trees (from your own and neighbouring properties)
• Storm and flood damage (excluding gates, fences or railings)
• Impact from vehicles and animals, even aircraft
• Up to £2 million cover for liabilities you may incur as owner
• 24-hour emergency call out service

 

Contents Insurance

Zurich’s contents insurance not only covers all your household contents, it also goes further than you may expect. Cover includes:

• At least £50,000 worth of cover.
• Storm and flood damage.
• Escape of water or oil from pipes or tanks.
• Fire, explosion, lightning, earthquake.
• The reasonable cost of replacing all food / drink in your fridge or freezer.
• Malicious damage.
• Replacement locks in case of loss of keys.
• Up to £2 million personal liability cover.
• Accidental damage to TV, hi-fi and video equipment.
• A 24-hour hotline giving you instant access to emergency assistance.