Navigators & General (part of the Zurich Group)

Navigators & General also provides comprehensive insurance for all types of pleasurecraft with values up to £10 million and can provide quotes and cover for small craft, dinghies, motorboats, sailing boats, narrowboats and inland boats. 

Please select the cover you require:

»Yacht and Motorboats
»Small Craft
»Inland Waterways
»Third Party Insurance

Yachts and Motorboats

We provide cover for all types of pleasure craft including yachts, powerboats, cruisers, sportsboats and RIBs from 7m (23 feet) up to a value of £10 million.

All boats must be based in the UK, Republic of Ireland, European or Mediterranean waters.

Cover includes:

  • £3 million Third Party and Passenger Liability cover as standard;
  • Cover for theft of equipment from the outside of the boat, as well as from the inside;
  • Cover for frost damage to machinery;
  • Automatic cover for dinghies/tenders (not exceeding 16ft in length or £2000), outboard motors (not exceeding 10HP) and personal effects up to 2% of vessel sum insured (minimum £500 – maximum £2500);
  • Free personal accident cover for owner and guests on board (up to £60,000 any one event).

Start a quote now for your boat insurance.

Quote for over 23 foot boats 

Or call 01273 863 420 for a quote

Small Craft

Specifically designed for vessels under 7m (23 feet) in length, our insurance cover will protect most types of sailing dinghy, small motorboats and speedboats.

We are not able to cover Jet Skis, Personal Water Craft (PWCs) or Jet Bikes.

Cover includes:

  • Loss or damage whilst in transit by road, rail, or sea; excluding Third Party Claims whilst in transit by road;
  • Racing risks cover for yachts and dinghies;
    Waterskiing at full TP limit of £3m but excluding 'toys';
  • Use on Inland and Coastal Waters of Europe (up to 12 miles offshore);
  • Underwater gear without limitation (doubled excess), excluding loss of propellers for craft with a maximum design speed in excess of 17 knots.

Start a quote now for your boat insurance.

Quote for under 23 foot boats 

Or call 01273 863 420 for a quote

Inland Waterways

As one of the largest insurers of canal and rivercraft in the UK, we provide cover for narrowboats, cruisers and yachts on all types of inland waterways.

Cover includes:

  • £3 million Third Party and Passenger Liability cover as standard;
  • Cover for theft of equipment from the outside of the boat, as well as from the inside;
  • Occasional Houseboat use permitted;
  • Up to 30 days UK coastal use at no additional charge (subject to vessel being suitable and prior notice given);
  • Free personal accident cover for owner and guests onboard (up to £60,000 any one event).

Start a quote now for your boat insurance.

Quote for under 23 foot boats

Quote for over 23 foot boats 

Or call 01273 863 420 for a quote

Third Party Insurance

You may need third party boat insurance to allow you to get a licence for the UK’s inland waterways, to launch a boat or to keep a boat in a marina. Navigators & General’s Marine Third Party Liability Policy allows you to demonstrate that you have the minimum insurance required.

Cover includes:

  • No survey requirements or costs
  • £3,000,000 liability protection against passenger or third party claims
  • Up to £15,000 cover for wreck removal and destruction
  • Pollution related costs and fines
  • Others being able to use your boat with your permission
  • Legal liabilities whilst you are in charge of another vessel
  • Direct access to our claims team and underwriters

 

Start a new quote now for your third party boat insurance.

 
 

Commercial, Car & Home Solutions policies are underwritten by Zurich Insurance plc, a public limited company incorporated in Ireland Registration No. 13460 Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland.  UK branch registered in England and Wales. Registration No. BR7985.  UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.  Zurich Insurance plc is authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority.

Zurich Connect is a trading name of Zurich Insurance plc a public limited company incorporated in Ireland Registration No. 13460 Registered office: Zurich House, Ballsbridge Park, Dublin 4, Ireland.  Zurich Connect Car & Home Policies are underwritten by Zurich Insurance plc which is authorised and regulated by the Irish Financial Regulator. Home Cover not available in the Isle of Man. Motor Cover not available in the Channel Islands or the Isle of Man.

Zurich Assurance Ltd, authorised and regulated by the Financial Services Authority for its life assurance, pension and investment products. Registered in England and Wales under company number 02456671.  Registered office: UK Life Centre, Station Road, Swindon, SN1 1EL.