Investments are split into different categories known as ‘assets’. Assets are basically a way of categorising investments and there are four main types of assets : cash, bonds and gilts, property and shares. The investments you choose will generally invest in a combination of these asset classes.
Investing in funds
Many people invest in funds where their money is pooled with other investors. Funds invest in different types of assets, which have different types and levels of risk. There are many types of funds and each will have its own investment objective.
You can, however, invest directly in an assets rather than through a fund.