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Car insurance 

Whether it's a hatchback, an estate or a 4x4, your carefully chosen car needs carefully chosen protection. From basic cover to a wide range of optional extras, our car insurance allows you to lovingly fit your cover to your needs.

Go on, show your car some love - by protecting it the right way.

We make it easy to buy car insurance online

As we are only able to provide cover for customers resident in Great Britain (England, Scotland & Wales), we regret that if you live in Northern Ireland, the Isle of Man or the Channel Islands then we are unable to offer you a quotation for car insurance.

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Our car insurance includes all of these benefits as standard:

We're always ready to help take care of you.

Conditions apply.

Your choice of optional extras:

We offer you the flexibility to add these optional extras to your car insurance:

Legal Cover Car Icon

Legal cover
from £29.99

If you have an accident that’s not your fault, this cover will provide up to £100,000 for legal representation for you and all named drivers on your policy to recover the costs not covered by your car insurance. You'll also receive help to defend your legal rights if an accident leads to prosecution.

Personal Accident Cover Icon

Personal accident cover
from £24.99

This cover provides up to £30,000 for you or your passengers in the event of death, loss of limbs, sight or hearing following an accident in your car or while getting into or out of it. Our personal accident cover is provided by Ultimate Insurance Company Limited.

Hire Car Icon

Hire car
from £31.99

If your car is written-off or stolen and not recovered, this cover will provide you with a car to use anywhere in the UK for up to 21 days. All named drivers on your policy aged between 18-79 (with a full UK licence) will be able to use this car and you will be covered for up to two claims per policy.

Excess Protection Icon

Excess protect
from £30.99

This covers the reimbursement of a policy excess you have to pay following an accident, although please note that windscreen excesses are not included. You can claim as many times as required up to your chosen coverage limit of either £300, £500 or £750 for each excess paid.

Protected Noclaims

Protected no-claims discount

For a little extra you can protect your no-claims discount, and make two claims in five years without affecting it.

Key Cover Icon

Key cover
from £17.99

This cover provides up to £2,500 for replacing locks and keys for your car, home and office, including locksmith charges. You’ll also receive three days of emergency car hire or the option to reclaim the cost of onward transport if your car keys are lost or stolen.

RAC Breakdown Cover Icon

A choice of 4 levels of RAC breakdown cover
starting at £37.99

We offer four types of breakdown cover. All cover options will fix your car at the roadside if you are over a quarter of a mile away from home, or take you to a nearby garage. There are also no call-out or mileage charges.

Purchase or add optional extras

If you would like to purchase an optional extra or add an extra to your existing policy, please call us on 0800 408 0991.

Existing customers can also update their policy online by logging into their My Zurich account.

Contact us

We're here to help, so if you have any questions please get in touch.