Employers' Liability insurance

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Employers' Liability insurance for your charity

If your charity employs people in any capacity, you have a duty to protect them. In fact you are required by law to have Employers’ Liability insurance. Our charity Employers' Liability insurance protects employers from liabilities arising from disease, fatality, or injury to employees.


Our Employers' Liability Insurance includes:


  •  Compensation for court attendance as a witness in connection with a claim under this policy
  •  A minimum £10 million of cover
  •  Protection for those on work experience with your organisation

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Call us on 0800 917 9420

Why would I need this cover?

Employers’ Liability covers you against compensation you might have to pay, as damages, in respect of injury caused to an employee whilst they are at work.

Employers’ Liability insurance also covers organisations that need to defend themselves against actions taken against them for breaches of Health & Safety laws.

Our Employers' Liability cover does not include volunteers, who we cover under Public Liability insurance.

For example:

An employee of a charity trips over a computer cable and twists their knee, which results in a prolonged period of physiotherapy and treatment to recover. They subsequently claim against the charity, alleging negligence in that such an obvious ‘trip hazard’ should have been identified and resolved. The charity’s Employers’ Liability cover would settle this claim (within the conditions of the policy).

For more information about our Employers’ Liability insurance, or more details on our charity insurance, please feel free to contact one of our friendly experts on 0800 917 9420 or email enquiries@zurichtogether.co.uk.