What our underwriters say:
Buildings Cover is required to protect you from the cost of repairing damage which has been caused by an incident (rather than wear and tear which you can’t insure against).
If you want to insure a large building, or buildings, you should consider seeking professional guidance on rebuild values.
If you have contents which you cannot afford to replace, were they damaged or stolen, then Contents Cover will protect you. An asset register will provide the evidence you need to support a claim.