Tips & advice
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Extending your cover
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Lower your premium
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Home security guide
Flood preparation guide
Glossary of terms
 
Man with screwdriver

Tip and advice

How to lower your premiums


The way we work with your broker to calculate your premium takes into account a lot of factors so that we can offer you our best price. Here are a couple of pointers how to bring your costs down a little:

  • If you get your broker to buy both our Contents and our Buildings cover, you’ll get a discount.
  • Remember you don’t have to buy the cover that your mortgage lender offers (but you may have to pay a small administration fee).
  • Increase your voluntary excess. Most policies have an excess in the region of £50 which in the event of a claim you are required to pay before receiving anything from your insurance company. Upping your voluntary excess to £100, £150 or £250 will reduce your premium still further.

 

 
 

Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.