Our Commercial Car policy is ideal for companies operating up to five commercial cars. The best thing about this policy is that it meets the needs of small business customers in one complete package.

• Courtesy car following an accident while the client's is being repaired by an authorised repairer.
• Unlimited cover for original factory fitted audio equipment.
• Emergency treatment: up to £150 for medical expenses in respect of each person injured.
• Trailers - third party cover when attached with a property limit of £45m.

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Zurich’s full cycle EDI Commercial Vehicle and Car Insurance provides cover for business users of light commercial vehicles up to 3.5 tonnes and just like private motor insurance, TPF&T or comprehensive insurance can be selected by the customer. 

Typical vehicles include car derived vans, transit type vans, pick-ups, small lorries under 3.5 tonnes etc.

• Administered on behalf of Zurich by Broker Direct through a number of software houses.
• Optional protected No Claims Discount available via our Broker Direct product.
• 24 hour a day, 365 days a year Claimline.
• Courtesy vehicle following an accident while the client's is being repaired by an authorised repairer.

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For more details please visit Vehicle Insurance »

This policy offers extensive cover to businesses with a small number of Goods Carrying Commercial Vehicles (typically up to five vehicles).

• A choice of Own Goods or Haulage cover.
• Completion of a proposal form is not required.
• Maximum 70% No Claims Discount for Own Goods vehicles only.
• Group 1 courtesy car in the event of an accident dependent on level of cover selected.

Goods Carrying Commercial Vehicle Policy Summary »  

Goods Carrying Commercial Vehicle Policy »

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For more details please visit Goods Carrying Commercial Vehicle »

Our insurance cover is designed specifically for hairdresser and beauty salon operators who want one simple policy to meet their individual needs.

• Accidental damage cover for breakages to glass and fixed sanitary ware.
• Public/Products Liability including treatment risk of £2 million.
• Standard Business Interruption limit of £1 million and indemnity period of 24 months.
• Standard Public/Standard Owners' Liability limit of £2 million.

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Our Small Fleet policy provides motor insurance for companies that own and use 5 to 14 vehicles inclusive.

• Free uninsured loss recovery service.
• No increased excess for young or novice drivers.
• No minimum premiums.
• Fleet discount available based on the overall book of vehicles.
• Market-leading limit for third party property damage of £50 million (cars only).

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Our new and improved Office policy provides insurance cover and benefits in one simple package.

• Property Owners' Liability £2 million.
• Contents up to £20,000 for homeworkers.
• Option to include European 'All Risks' cover.

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Office Policy »

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Small business Trade Guide - Office »

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For more details please visit SME - Small Business Office »

This policy offers cover for the main insurance needs of a construction business. A combination of Material Damage, Business Interruption, Book Debts, Employers' Liability, Public and Products Liability, Money, Goods in Transit and Specified Items 'All Risks' and Contractors' 'All Risks'.

• Core cover.
• Optional extras.
• Contract Works/Contractors' 'All Risks'.

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Our new and improved Shop policy provides excellent insurance cover for shops and retail businesses in one complete package.

• Automatic 30% seasonal increase of the stock sum insured.
• Standard Business Interruption limit (BI) of £1 million.
• Standard Public Liability (PL) limit of £2 million.
• Optional extras.

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For more details please visit Shop »

Our policy conveniently combines your business’ main insurance needs (material damage, business interruption, employers' and products liability) in one policy. Plus we offer extra cover for book debts, money and goods in transit.

• 'All Risks' cover with the option to include sprinkler leakage, subsidence, glass and terrorism if needed.
• £5 million limit of indemnity capacity for public/products liability.
• Dedicated underwriters for each individual quotation.
• Optional extras.

Combined and Combined All Risks Policy Summary »
Combined Policy »

Combined All Risks Policy »
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For more details please visit SME - Combined and Combined All Risks »