Real Estate

Introduction

Our Real Estate business offering provides a single policy covering damage to buildings, loss of rent, liabilities and machinery breakdown.

With a regional network of Development Underwriters the team has the power and authority to deliver a fast and tailored response to individual and unusual enquiries. It also employs extensive overseas networks to cover UK property investors expanding their portfolio internationally.

Dedicated underwriting contact points:

  • Focussed risk management services
  • Priority handling through branch network
  • Dedicated claims access
  • International capacity
  • Broad suite of cover arrangements

For related products, documents and services
scroll below

Related products

Related Products

Real Estate - Residential Property Owners

Our Residential Property Owners' policy has been designed to meet the insurance needs of today's residential property owners. The offer of an extensive range of cover in a single policy makes Residential Property Owners ideal for property owners and managing agents. The product can be tailored to individual requirements. 

  • Residential let or leasehold houses and blocks of flats. 
  • Material damage including accidental damage and subsidence cover. 
  • Contents cover for common parts and furnished accommodation.
  • Alternative accommodation or loss of rental income.
  • Employer's Liability - Worldwide legal liability for damages and legal costs up to £10 million. 
  • Property Owners Liability.
  • Legal expenses cover for eviction of Squatters.
  • Legal and other helplines.

Residential Property Owners Policy Summary »

Residential Property Owners Policy »

Make a new Claim »

For more details please visit Real Estate - Residential Property Owners »

Small Property Owners

Our Small Property Owners policy gives a broad range of insurance cover and benefits in one simple package. It meets the needs of Small property owners with a limit of five commercial and ten residential properties. An easy-to-place online policy that can be fully transacted electronically from quote through to documentation issue. 

  • Residential properties with a maximum value of £10 million purpose built blocks of flats or £5 million other residential. 
  • Commercial properties with a maximum value of £5 million shops and offices £3 million other commercial. 
  • Material damage - including accidental damage and subsidence.
  • Loss of rental income.
  • Employers' Liability - including worldwide legal liability for damages and legal costs up to £10 million.
  • Property Owners' Liability.
  • Legal expenses for the eviction of squatters. 

Small Property Owners Policy Summary »
Small Property Owners Policy »

Make a new Claim » 

For more details please visit Small Property Owners »

Commercial & Mixed Property Owners

Our Property Owners' insurance is ideal for the diverse needs of today's commercial property owner. 

Property Owners Policy Summary »
Commercial and Mixed Property Owners Policy  »

Make a new claim » 

For more details please visit Commercial & Mixed Property Owners »

Insight

Real Estate regional contact information »

Why choose Zurich Real Estate? »

Real Estate Risk Management Guide »

Practical information to help customers identify the potential pitfalls faced by their business, ranging from health and safety issues to legal obligations.

Engineering - Plant Guide »

Insurance Agreement

This always applies to new policies.

Insurance Agreement »

Contract Certainty - Subjectivity Clauses

The documents below are examples of the clauses that we will, when necessary, be referring to in our quotation and holding covered letters, and may be attaching to our policies, in order to be Contract Certainty compliant.

Subject to additional information »

Subject to survey - general »

Subject to survey - corporate portfolio »

Subject to survey - property owners portfolio »

Contact us

Contact us

Zurich Elite and Optimise Brokers can now use our personalised contact finder as part of our trial to make Zurich easier to contact. more »

Insight

Each month we will bring you a newsletter that gives you the latest news from Real Estate. more »

Risk Engineering

At Zurich we have a global focus on Real Estate and our Risk Engineering team works extensively with both UK domiciled and Global Real Estate enterprises to help them identify and reduce the risks to their business. For details on how Zurich Risk Engineering can help your Real Estate clients and some of the services we offer more »

Commercial Lines Claims

To report all Commercial Lines claims, please call
0845 300 200 55 or click here to find out more about our claims services.

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Our Real Estate team has achieved the Gold Standard for Investors in People award, a completely independent assessment of how a company performs and treats its employees. Performance targets, key priorities, interviews with staff and service in all areas are scrutinised, in the search for clear evidence of the best practice required to reach the acclaimed Gold standard.

 
 
 
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Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.