Material Damage and Business Interruption

We offer two types of Material Damage cover:

  • Fire & perils
  • All risks (Fire & perils plus accidental damage from any other cause, subject to certain exclusions).

Our Business Interruption cover provides the company with financial compensation following an insured loss under the Material Damage policy.

Material Damage Policy »
Material Damage All Risks Policy »
Material Damage and Business Interruption
Policy Summary »

Business Interruption and Book Debts Policy »
Material Damage and Business Interruption Policy »
Material Damage and Business Interruption All Risks Policy »
Business Interruption and Book Debts All Risks Policy »

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Why choose Zurich?

  • Personalised service, flexible underwriting and tailor-made solutions to support specific industry activities.
  • Regional presence across the UK with access to decision-makers. 
  • Claims Account Managers (CLAMs) for major customers.     
  • We have experienced support and advice on underwriting pan-European and global programmes.
  • We utilise a panel of lawyers' experience on legal matters.  
  • We have access to international and global capability with specific international risk expertise. 
  • Specialist Occupational Disease unit.
  • Innovative Approved Repairer scheme to ensure capacity and speed of service (for cars only).
  • First response unit providing access to dedicated claims handlers across all areas of claims expertise through a single telephone number.
  • Catastrophic Personal Injury team proactively manages large PI claims to get the best settlement value.
  • Forensic Motor engineers enable us to successfully obtain reimbursement for fires arising due to manufacture fualts.
  • Specialist subsidence claims unit.
  • Specialist recovery teams.
  • Rehabilitation.

Employers' Liability Register.

FSA regulations require us to publish details of all Commercial employers' liability policies we enter into, renew or under which a claim is made, on or after 1 April 2011. Zurich Insurance plc is a member of the Employers' Liability Tracing Office and details of all such policies are available on the tracing office's website, which can be found at http://www.elto.org.uk/.

Contact us

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Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/fsaregister or by contacting them on 0845 606 1234.