Machinery, Sudden & Unforseen Damage

This policy covers machinery from unexpected damage caused by breakdown and accidental damage and gives the flexibility to insure all of the machinery on the premises or to restrict cover to specific items.

  • Cover designed to be suitable for a wide range of different industries.
  • The cost of repair or replacement – the expense involved in repairing or replacing plant installed at, or on, the insured premises, where this is the result of sudden and unforeseen damage and requires immediate action to allow normal working to continue.
  • Temporary removal – cover for damage to machinery that is being temporarily removed to another UK location. Transit cover (other than by sea or air).


Machinery Sudden and Unforeseen Damage Policy »

Machinery Sudden and Unforeseen Damage Policy Summary »

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Why choose Zurich?

  • Access to expert, experienced regional engineering development underwriters. 
  • Technical standards team.
  • Approximately 500 engineers surveyors nationally. 
  • 3 Regional Service Managers controlling 33 teams across the UK. 
  • Crimson, our Zurich designed and developed electronic reporting system, is an online reporting tool, developed in response to customers' feedback. 
  • Specialist subsidence claims unit. 
  • All engineers are equipped with Toughbook computers which allow them to complete inspection reports on-site.
  • Specific training for engineers designed to test their knowledge and confidence in own ability.
  • Gap analysis.
  • A strong appetite for portfolio development with a unique and tailored Altitude solution.
  • Bespoke range of products and services available from inspection through to insurance.

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Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/fsaregister or by contacting them on 0845 606 1234.