Employers' Liability

All employers, no matter how large or small, must have Employers' Liability insurance. Our policy covers damages and legal costs anywhere in the world in respect of employees who have suffered injury or disease arising from, and in the course of, their employment.

  • Indemnity limits up to £25 million available.
  • Corporate Manslaughter extension up to £5 million aggregate limit.
  • Policy without conditions.
  • No standard height or depth restrictions.  

Employers' Liability Policy Summary »

Employers Liability Policy »

Endorsements and specifications »

Make a new Claim »

    Why choose Zurich?

    • Personalised service, flexible underwriting and tailor-made solutions to support specific industry activities.
    • Regional presence across the UK with access to decision-makers. 
    • Construction underwriting expertise delivered by regional team.     
    • Specialist in-house underwriters with industry knowledge and authority to make decisions able to handle the needs of construction companies across all classes of insurance.
    • Added value benefits and long-term deals demonstrating our long-term commitment to this sector.  
    • Specialist Construction Claims team exclusively handling construction claims. 
    • Access to our Occupational Disease Claims team.
    • Fraud identification - a market-leading fraud team to support reduction in fraudulent claims.
    • Access to specialist publications on: Undergroung Service Strikes, Escape of Water, Plant Theft and PL/PI Design Defects document.
    • A dedicated Claims Account Manager for larger major cutomers.

    Employers' Liability Register.

    FSA regulations require us to publish details of all Commercial employers' liability policies we enter into, renew or under which a claim is made, on or after 1 April 2011. Zurich Insurance plc is a member of the Employers' Liability Tracing Office and details of all such policies are available on the tracing office's website, which can be found at http://www.elto.org.uk/.

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    Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

    Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/fsaregister or by contacting them on 0845 606 1234.