Navigators & General

For pleasurecraft and commercial marine insurance.

Navigators & General is a trading name of Zurich Insurance plc.

90 years old in 2011, Navigators & General are still at the forefront of pleasurecraft insurance, specialising in yachts and motorboats.

Pleasurecraft quotes 01273 863430
Commercial quotes 01273 863460
For Claims 01273 863450
   

Key benefits:

  • Direct access to experienced claims and underwriting teams  
  • Plain English policies
  • Enhanced £1 million+ wording developed in 2007.

 

Related products

Related Products

N&G - Inland Waterways

As one of the largest insurers of canal and rivercraft in the UK, we provide cover for narrowboats, cruisers and yachts on all types of inland waterways.

  • £3 million Third Party and Passenger Liability cover as standard.
  • Cover for theft of equipment from the outside of the boat, as well as from the inside.
  • Occasional Houseboat use permitted.
  • Up to 30 days UK coastal use at no additional charge (subject to vessel being suitable and prior notice given).
  • Free personal accident cover for owner and guests onboard (up to £60,000 for any one event).

Rivers, Canals and Broads summary of cover »
Rivers, Canals and Broads insurance policy wording »
River Canal Rescue breakdown cover »

Make a new Claim »

    For more details please visit N&G - Inland Waterways »

    N&G - Prestige - Yacht and Motorboat

    With the increase in production of superyachts, we have recently launched 'Prestige'. Utilising our knowledge and experience of this specialist market, we have developed a bespoke wording for high value boats delivering security and peace of mind. The Prestige Insurance Policy provides insurance for boats £1 million and over in value.

    • Personal effects automatically covered up to £5,000, valuables up to £50,000.
    • Medical expenses up to £1,000.
    • Emergency assistance up to £50,000.
    • Cover for mopeds and motorcycles whilst on-board the boat.
    • 24 hour concierge service.   

    Prestige Insurance summary of cover »
    Prestige Insurance policy wording »

    Make a new Claim »

    For more details please visit N&G - Prestige - Yacht and Motorboat »

    N&G - Sailing Boats

    We provide cover for all types of pleasurecraft including yachts, powerboats, cruisers, sportsboats and RIBs over 7m (23 feet) up to a value of £10 million. All boats must be based in the UK, Republic of Ireland, European or Mediterranean waters.

    • £3 million Third Party and Passenger Liability cover as standard.
    • Cover for theft of equipment from the outside of the boat, as well as from the inside and for frost damage to machinery.
    • Automatic cover for dinghies/tenders (not exceeding 16ft in length or £2,000), outboard motors (not exceeding 10HP) and personal effects up to 2% of vessel sum insured (minimum £500 – maximum £2,500).
    • Free personal accident cover for owner and guests on board (up to £60,000 for any one event).   

      Sailing Boat Insurance Summary of Cover »
      Sailing Boat Insurance policy wording »

      Make a new Claim »

        For more details please visit N&G - Sailing Boats »

        N&G - Motorboats

        We provide cover for all types of pleasurecraft including yachts, powerboats, cruisers, sportsboats and RIBs over 7m (23 feet) up to a value of £10 million. All boats must be based in the UK, Republic of Ireland, European or Mediterranean waters.

        • £3 million Third Party and Passenger Liability cover as standard.
        • Cover for theft of equipment from the outside of the boat, as well as from the inside.
        • Cover for frost damage to machinery.
        • Automatic cover for dinghies/tenders (not exceeding 16ft in length or £2,000), outboard motors (not excedding 10HP) and personal effects up to 2% of vessel sum insured (minimum £500 – maximum £2,500).

          Motorboat Insurance summary of cover »

          Motorboat Insurance policy wording »

          Make a new Claim »

            For more details please visit N&G - Motorboats »

            Marine Combined

            Are your clients running a marine trade business perhaps making boats or operating a chandlery? Are they a sailing club? Large or small, a Navigators Marine Combined policy can be tailored to fit, providing clients with their choice of cover including:

            • All risks cover for buildings, equipment and stock
            • Cover for boats owned, under build or repair or for sale
            • Replacement of profit or income lost when damage occurs
            • Protection for staff, club members, volunteers and the public.  

            All in a clear package designed for you by experts. 

            Make a new claim » 

              For more details please visit Marine Combined »

              N&G - Small Craft

              Specifically designed for boats up to 7m (23 feet) in length, our insurance cover will protect most types of sailing dinghy, small motorboats and speedboats.

              • Loss or damage whilst in transit by road, rail or sea, excluding Third Party Claims whilst in transit by road.
              • Racing risks cover for yachts and dinghies.
              • Waterskiing at full Third Party limit of £3 million but excluding ‘toys’.
              • Use on Inland and Coastal Waters of Europe (up to 12 miles offshore).
              • We are not able to cover Jet Skis, Personal Water Craft (PWCs) or Jet Bikes.

              Small craft Insurance summary of cover »

              Small craft Insurance policy »

              Make a new Claim »

                For more details please visit N&G - Small Craft »

                Insight 

                For further information and to visit the Navigators & General website » more

                Here are some of the key product choices available:

                • Cover for pleasurecraft from dinghies to superyachts from £100 to £10 million in value
                • Products focus on personal use in UK and European waters
                • For UK marine trade businesses a combined contract protecting boats, premises, staff, products and the public.

                 

                Navigators & General is a trading name of Zurich Insurance plc. A public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority.

                Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234 Communications may be monitored or recorded to improve our service and for security and regulatory purposes. © Copyright – Navigators and General 2011. All rights reserved. Reproduction, adaptation, or translation without prior written permission is prohibited except as allowed under copyright laws.

                Contact us

                Contact us

                Zurich Elite and Optimise Brokers can now use our personalised contact finder as part of our trial to make Zurich easier to contact. more »

                Insight

                Each month we will bring you a newsletter that gives you the latest news from Navigators & General. more »

                Risk Engineering

                Our Risk Engineering experts have extensive experience working with marine trade businesses which means they can help your clients identify and reduce the risks to their business. For details on how Zurich Risk Engineering can help your marine trade clients and some of the services we offer.  more »

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                Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

                Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/fsaregister or by contacting them on 0845 606 1234.