Contract Works (Construction)

Cover for all risks protection for materials usually referred to as "contract works".

Cover includes owned and hired-in contractors' plant and employees' personal tools and effects.


Significant features and benefits:

  • All Risks’ cover for contract works on site up to handover and 14 days thereafter where required by contract.
  • Transit to or from the contract site (other than by sea or air).
  • Up to 12 months restricted cover following handover during the maintenance or defects liability period where required by contract.
  • ‘Free issue materials’ for which the Insured is contractually responsible.
  • Contract works stored away from contract site.
  • Completed properties awaiting sale for up to three months after completion.
  • Indemnity to principal where required by contract conditions.
  • Waiver of subrogation against sub-contractors where required by JCT contract conditions.
  • Expediting expenses.
  • Debris removal.
  • Professional fees.
  • Cost of clerical labour and materials for redrawing plans.
  • Completion of a proposal form is not required.


Optional covers available:

  • Owned contractors’ plant at any location in the UK.
  • Insured legal liability under hiring conditions for hired-in plant.

 

Policy Documentation:

Contract Works Construction Policy »

Contract Works Construction Policy Summary »

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Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.