Corporate Construction

Zurich recognises the differing requirements of companies operating within the construction industry. That’s why we provide the following Corporate Construction products for mid-size and large customers:

Zurich 360° Contractor is a tailored package solution for mid-size construction customers (typically companies with annual turnovers between £5m & £50m).

We’ve used our extensive experience in this sector to create a product which combines competitive pricing, wide policy coverage and a dedicated underwriting and claims service.

We’ll consider the majority of construction and contracting trades and will offer especially attractive terms for those insureds whose risk management approach is reflected in a superior loss experience.

For more information please view the attached link
Zurich 360° Contractor information »

Zurich Premier Construction Insurance is an industry first for major construction clients (typically companies with annual turnovers in excess of £50m).

We’ve taken our existing offering and added flexible coverage and risk management benefits which can be tailored to the insured’s unique needs.

Zurich Premier Construction Insurance is based on three simple principles:

  • Exclusive products
  • Dedicated servicing
  • Bespoke risk management solutions.

The strength of our offering lies in our desire to work in partnership with the broker and customer. Backed by the day-to-day focus of our team of dedicated underwriting, claims and risk experts this enables us to deliver a flexible service based on the customer’s business demands.

For more information please view the attached link
Premier construction insurance information »

Related products

Liability products

We offer a Bespoke range of products. Please click on the following links for products that you may be interested in:

Employers' Liability »

Public and Products Liability »

Excess Public and Products Liability »

 

For more details please visit Liability products »

Excess Public & Products Liability

A top up Public and Products Liability product that's suitable for most sizes of company.  


Excess Public and Products Liability Policy Summary »
Excess Public and Products Liability Policy »

Make a new claim »

    For more details please visit Excess Public & Products Liability »

    Contractors' Joint Indemnity

    "All Risks" protection for materials usually referred to as "contract works". Cover includes owned and hired-in contractors' plant and employees' personal tools and effects.

    • Indemnity limits up to £25 million available.
    • Corporate Manslaughter extension up to £5 million
      aggregate limit.
    • Policy without conditions.
    • No standard height or depth restrictions.  

    Contractors Joint Indemnity Policy Summary »

    Contractors Joint Indemnity Policy »

    Make a new Claim »

    For more details please visit Contractors' Joint Indemnity »

    Contract Works (Construction)

    Cover for 'All Risks' protection for materials usually referred to as "contract works" and includes owned and hired-in contractors' plant and employees' personal tools and effects. 'All Risks’ cover for contract works on site up to handover and 14 days thereafter where required by contract.

    • Transit to or from the contract site (other than by sea/air).
    • Up to 12 months restricted cover following handover during the maintenance or defects liability period where required by contract.
    • ‘Free issue materials’ for which the insured is contractually responsible.

    Contract Work Construction Policy »

    Contract Works Construction Policy Summary »

    Make a new claim »

    For more details please visit Contract Works (Construction) »

    Contract Works (Machinery)

    This policy offers ‘All Risks’ protection for plant and machinery installation usually referred to as ‘contract works’. Cover can include owned and hired-in contractors’ plant and employees’ personal tools and effects.

    • ‘All Risks’ cover for contract works on-site up to handover and 14 days thereafter where required by contract.
    • Transit to or from the contract site (other than by sea/air).
    • Up to 12 months restricted cover following handover during the maintenance or defects liability period where required by contract.
    • ‘Free issue materials’ for which the insured is contractually responsible.


    Contract Works Machinery Policy Summary »

    Contract Works Machinery Policy »

    Make a new claim »

    For more details please visit Contract Works (Machinery) »

    Contractors Plant

    Contractors’ Plant covers the insured’s own plant and equipment on an ‘All Risks’ basis. It can also cover their legal liability under terms of their hiring agreement to pay for loss or damage caused to hired-in plant and the cost of continuing hire charges.

    • Owned plant is covered throughout the UK including transit (other than by sea or air).
    • Hired-in plant cover on a legal liability basis.
    • Premium calculated on total market value of owned plant and the estimated annual hire charges to hired-in plant.
    • Continuing hire charges following loss or damage.
    • Completion of a proposal form is not required.

    Contractors' Plant Policy»

    Contractors' Plant Policy Summary »

    Make a new claim »

    For more details please visit Contractors Plant »

    Motor Fleet

    Our standard Motor Fleet policy provides cover for fleets of 15 vehicles or more, for all vehicle groupings from cars to lorries. The cover incorporates courtesy cars when being repaired by an Approved Repairer following an accident, a 24-hour recovery service, repairs through an authorised network and Uninsured Loss Recovery as the result of a non-fault claim. With the policy cover and added value services provided, we aim to keep the policyholder on the road. 

    • Free Uninsured Loss Recovery service
    • No increased excess for young or novice drivers
    • No minimum premiums
    • Fleet discount available based on the overall book of vehicles
    • Market-leading limit for Third Party Property Damage of £50 million (in respect of cars only).


    Fleet Policy Summary »

    Fleet Policy »
    Fleet Handbook »

    Corporate Fleet Insurance - Broker Brochure »
    Corporate Fleet Insurance - Customer Product Leaflet »

    Terrorism cover »

    Added Value Services »

    Make a new claim »

    For more details please visit Motor Fleet »

    Professional Indemnity

    Our policy is suitable for any UK domiciled company with turnover of up to £300 million, except for financial institutions and companies who have the majority of their employees based overseas.

    The majority of policy wordings are written as civil liability cover including:

    • Limits of indemnity of up to £10 million
    • Libel and slander
    • Loss of documents
    • Breach of confidentiality
    • Infringement of intellectual property rights
    • Replacing or restoring lost documents
    • Compensation for court attendance
    • Innocent non-disclosure.

    To learn more about each of the Zurich Professional Indemnity products, please select the relevant links below:

    For more details please visit Professional Indemnity »

    Professional & Financial Lines products
    Property products
    Corporate Combined

    Our policy conveniently combines your businesses main insurance needs (material damage, business interruption, employers' and products liability) in one policy. Plus we offer extra cover for book debts, money and goods in transit.

    Combined and Combined All Risks Policy Summary »
    Combined Policy »
    Combined All Risks Policy »

    Endorsements, specifications and terrorism wordings »

    Make a new claim » 

    For more details please visit Corporate Combined »

    SME Construction Combined

    This policy offers cover for the main insurance needs of a construction business. A combination of Material Damage, Business Interruption, Book Debts, Employers' Liability, Public and Products Liability, Money, Goods in Transit and Specified Items 'All Risks' and Contractors' 'All Risks'.

    • Core cover.
    • Optional extras.
    • Contract Works/Contractors' 'All Risks'.

    Construction Combined Policy Summary »

    Construction Combined Policy »

    Make a new Claim »

    For more details please visit SME Construction Combined »

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    Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.

    Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number: 203093. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/fsaregister or by contacting them on 0845 606 1234.