TERRORISM EXCLUSION T987A – Applicable to Sections A, B1, B2 and E

It is understood and agreed that the Exclusion on the Policy relating to TERRORISM is cancelled and the following substituted therefore:

A EXCLUSION IN RESPECT OF TERRORISM

This Policy does not cover DAMAGE, CONSEQUENTIAL LOSS, cost or expense directly or indirectly caused by, contributed to by, resulting from, or arising out of or in connection with:

1.  any act, or preparation in respect of action, or threat of action designed to influence the government de jure or de facto of any nation or any political division thereof, or in pursuit of political, religious, ideological, or similar purposes to intimidate the public or a section of the public of any nation by any person or group(s) of persons whether acting alone or on behalf of or in connection with any organisation(s) or government(s) de jure or de facto, and which:
   1. involves violence against one or more persons; or
   2. (ii) involves damage to property; or
   3.  endangers life other than that of the person committing the action; or
   4. creates a risk to health or safety of the public or a section of the public; or
   5. is designed to interfere with or to disrupt an electronic system
2. any action in controlling, preventing, suppressing, retaliating against, or responding to any act, or preparation in respect of action, or threat of action described in 1. above.

In any action or suit or other proceedings where the Insurers allege that by reason of this EXCLUSION cover is not provided under this Policy, the burden of proving that cover is provided under this Policy shall be upon the Insured.

B NORTHERN IRELAND EXCLUSION

This Policy does not cover DAMAGE or CONSEQUENTIAL LOSS in Northern Ireland occasioned by or happening through or in consequence directly or indirectly of riot civil commotion and (except in respect of DAMAGE or CONSEQUENTIAL LOSS by Fire or Explosion) strikers locked out workers or persons taking part in labour disturbances or malicious persons.

LIMITATION IN RESPECT OF TERRORISM T987B – Applicable to Section F

The limit of liability payable under this Section in respect of any claim against or by the Insured or series of claims against or by the Insured arising directly or indirectly from terrorism shall be £5,000,000.

For the purposes of this Section “terrorism” means:

1. any act, or preparation in respect of action, or threat of action designed to influence the government de jure or de facto of any nation or any political division thereof, or in pursuit of political, religious, ideological, or similar purposes to intimidate the public or a section of the public of any nation by any person or group(s) of persons whether acting alone or on behalf of or in connection with any organisation(s) or government(s) de jure or de facto, and which:
   1. involves violence against one or more persons; or
   2. involves damage to property; or
   3. endangers life other than that of the person committing the action; or
   4. creates a risk of health or safety of the public or a section of the public; or
   5.  is designed to interfere with or to disrupt an electronic system
2. any action in controlling, preventing, suppressing, retaliating against, or responding to any act, or preparation in respect of action, or threat of action described in 1. above.

In any action or suit or other proceedings where the Insurers allege that by reason of this EXCLUSION cover is not provided under this Policy, the burden of proving that cover is provided under this Policy shall be upon the Insured.