Material Damage and Business Interruption

We offer two types of Material Damage cover:

Fire & perils.
All risks (Fire & perils plus accidental damage from any other cause, subject to certain exclusions).

Our Business Interruption cover provides the company with financial compensation following an insured loss under the Material Damage policy.

Product Information

Policy Service and Claims

Policy summary (PDF : 90 KB / 4 pages) A printable summary of the key features and exclusions for this policy.

Policy documents

Material Damage policy (PDF : 116 KB / 28 pages) Cover conditions and exclusions for this policy*.

Material Damage All Risks policy (PDF : 128KB / 28 pages)
Cover conditions and exclusions for this policy*.

Material Damage and Business Interruption policy document (PDF : 128KB / 36 pages)
Cover conditions and exclusions for this policy*.

Material Damage and Business Interruption All Risks policy (PDF : 128KB / 32 pages) Cover conditions and exclusions for this policy*.

Business Interruption and Book Debts All Risks policy(PDF : 100 KB / 16 pages) Cover conditions and exclusions for this policy*.

Endorsements, specifications and terrorism wordings
Details of any automatic and generally applicable endorsements, plus specification and terrorism wordings.

Archive
Archive of policy wording, policy summaries and notices to broker.

* Policies may be subject to endorsements, please speak to your insurance broker or Account Executive for further details.

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