Fidelity - what's covered

Cover is provided for loss of money and/or goods following an act of fraud or dishonesty by any employee provided that:

• the loss is discovered within 24 months of the expiry of the policy or termination of the employee's employment 
• there has not been a previous claim from the same employee
• the total of all claims during any period of insurance does not exceed the limit of cover selected
• the company is able to name the employee who caused the loss.

Other Benefits

• our straightforward wording is designed to protect the company assets
• it allows for losses being discovered up to 2 years after the employee has left the company or the policy has expired
• the company decides what limits of protection they require 
• we will look at the company's systems and controls to see if the risk of employee dishonesty can be reduced
• alterations to cover can be carried out over the phone
• cover includes auditors fees incurred in preparing a claim.