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Combined and Combined All Risks

Our policy conveniently combines your business’ main insurance needs (material damage, business interruption, employers' and products liability) in one policy. Plus we offer extra cover for book debts, money and goods in transit.

Product Information

Combined and Combined All Risks Policy Summary »
A printable summary of the key features and exclusions for this policy.

Combined Policy »
Cover conditions and exclusions for this policy*.

Combined All Risks Policy »
Cover conditions and exclusions for this policy*.
Endorsements, specifications and terrorism wordings »
Wording for any automatic or generally applicable endorsements, plus specifications and terrorism wordings.

Policy Service and Claims

How do I get a Quote? »
Making Changes to your policy »
Make a new Claim »
Renewal Review »

* Policies may be subject to endorsements, please speak to your insurance broker or Account Executive for further details.


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Zurich Commercial is a trading name of Zurich Insurance plc which is authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request.